Privacy Policy

Click here for more information about our Network Advertising Initiative (NAI) Opt-out policy, and a tool that will allow our visitors to “opt out” of the behavioral advertising delivered by our advertisers.

We respect the privacy of the viewers who visit our community and choose to share their personal information with us, so we've designed our site and programs with their privacy in mind. Our Privacy Policy describes how we obtain, use and disclose non-public personal information about our viewers to our select marketing partners. You will be subject to the terms of this Policy if you register with us or use any of our services.

This Privacy Policy is subject to change.

Information About All Visitors

Unless otherwise noted, we generally gather information about our site visitors collectively and only use this data to determine how to improve the overall experience for our visitors and members. If this information is shared with outsiders, it is only in the aggregate, which enables them to better understand how visitors use and enjoy our site and which resources are of primary interest to them.

Information About Registered Users

Registered users are asked to provide some personal information, including; email address, password, name, address, gender year of birth, and information about your residence. This information is stored in a secure database and is used only as described above, or as required to communicate with registered users about events and activities related to the site. Registered users who participate in the community aspects of this website may choose to publish information about themselves which is available to other users, group or feature administrators, and others involved in the website.

Third Party Cookies

In the course of tracking data and customizing content and ads on this site, third-parties may place or recognize a unique "cookie" on your browser.


We do not knowingly collect information from children under the age of 13 and feel strongly about protecting the rights and privacy of children. As such, we do not collect or use any personal information from children we know to be under the age of 13, and will remove personally identifying information about such minors from our system. We are compliant with the Children's Online Privacy Protection Act (COPPA) of 1998. See this page for more information:

Your IP Address

We may note your IP address when you visit our site. An IP address is a number that is automatically assigned to your computer when you use the Internet. IP addresses are not linked to personally identifiable information. We use IP addresses to analyze trends, administer our web site, track user movements and gather broad demographic information for aggregate use. We collect aggregate (anonymous) information on persons who access our site so that we can keep it up-to-date, useful and relevant to visitors.


"Cookies" are files with information that is stored by your browser on your computer's hard drive. We use cookies only to keep track of user I.D. information.

Disclosure of Information

We may disclose information about registered users in special cases when we have reason to believe that disclosing this information is necessary to identify, contact, or bring legal action against someone who may be violating our terms of use or causing injury to, or interfering with, our rights, property, other users, or anyone else. We may also disclose or access account information when we believe in good faith that the law requires it and for administrative and other purposes that we deem necessary to maintain, service, and improve our service to you.

Your Consent

By using our web site, you consent to the collection and use of this information by our site. If we decide to change our privacy policy, we will post the revised policy on this page so that you are always aware of any changes.

Security Precautions

Your account is password protected. Only you have access to your personal information. Cautiously guard your password.


Please be aware that no data transmitted over the Internet is guaranteed to be 100% secure. Thus, we cannot ensure or warrant the security of any information you transmit to us or information that is transmitted to you from our products, services or partners. Sometimes the information you disclose can be collected and used by others. If you post personal information that is accessible to the public, you may receive unsolicited messages from other parties in return.


  1. Thanks for another wonderful post. The place else could anybody get that kind of information in such a perfect method of writing? I have a presentation subsequent week, and I am at the search for such information. gmail sign in

  2. Select the China site (in Chinese or English) for best site performance. canadian mortgage calculator Biweekly payment schedules may be arranged together with your bank, with many banks providing this service for free. canada mortgage calculator